Kerala or Keralam is an Indian state located on the Malabar coast in southwest India. It was launched on November 1, 1956 through the reorganization of state law through a combination of Malayalam-speaking regions.

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Kerala has the highest Human Development Index in India, comparable to first world countries, but with a much lower income per capita. The state has the highest literacy rate in India with 99 percent.The recently converted and is currently the only banking services in all villages.

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Kerala, a state in southern India is known as a tropical paradise of waving hands and wide sandy beaches. It is a narrow strip along the coastal area, which dates from the Western Ghats in a cascade of lush green vegetation, and reaches the Arabian Sea. Kerala borders the states of Tamil Nadu, east and north of Karnataka.